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What should you do if you are involved in a collision?

  1. Leave the scene immediately to avoid traffic buildup

  2. Exchange information and report to SGI if damages are over $1,000

  3. Only call emergency services if there are injuries

  4. Ignore it if no one was injured

The correct answer is: Exchange information and report to SGI if damages are over $1,000

In the event of a collision, the appropriate action is to exchange information and report to SGI if the damages exceed $1,000. This practice is crucial because it ensures that all parties involved have documented the incident properly, which helps in the resolution of any claims or disputes that may arise afterward. Additionally, reporting to SGI is a legal requirement for damages above the specified amount, and failing to do so can lead to penalties or complications regarding insurance coverage. Moreover, exchanging information such as names, contact details, insurance information, and vehicle specifics is vital as it protects everyone's interests and fosters accountability. It also enables any injured parties to seek necessary medical care and ensures that future communication about the incident is clear and organized. This approach not only helps with the immediate situation but is also a responsible action to take in consideration of the law and insurance procedures.